How is my monthly payment calculated ?
Your regular monthly payment of principal and interest will remain the same. Your payment amount will be determined by the amount in the contract, the length of time or term, and the interest rate. Please note that any fees or other changes assessed to the account during the billing cycle, plus any past due amount from the previous statement, will be added to your monthly payment and shown as the total amount due.
How can I make my payments?
Your payments are made automatically every month from your checking or savings account.
How often are my payments due?
Payments are due on the same day every month
Can I change my due date?
Reach out to our customer support team and we will be happy to help you in any way we can
Can I make extra payments or pay more than my usual payment?
Yes. There is no prepayment penalty. You are welcome to pay off the contract at any time or pay more than the amount due. Any payment made greater than the amount due will be applied first to any outstanding interest or fees and then to your principal balance. This can reduce the overall interest you pay over the term
What if I can’t make my payment this month?
Our support team is always here to help you. Reach out as soon as you know you can’t make your payment on time, and we will see how we can help.